Mirror Wills

A professionally drafted will from Will Power can save you a significant amount of money in the long run, and protect your loved ones from stress and heartache – at a time when they are already dealing with bereavement and funeral arrangements.

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Mirror Wills

Why Make Mirror Wills?

If you die without leaving a legally valid Will you will die ‘intestate’. As a result the laws of intestacy will be applied to decide who inherits your money, property and possessions. This means your wishes may not be known and family and loved ones may not be adequately protected leaving them to face legal problems and possible financial hardship.

If you are a couple, married, in a civil partnership or simply in a relationship together, your wishes after you die may be very similar. This means that you can write almost the same wills, Mirror Wills, to reflect both of your wishes. Mirror Wills are virtually identical in substance with the exception of the name of the person making the will and possibly their individual funeral arrangements.

What Are Mirror Wills?

Mirror Wills are practically identical wills where one person bequeaths money, property and possessions, their estate, to their spouse or partner when they die, and commonly then onto their children.

The other person’s will matches, in that they leave everything to the other spouse or partner and then to the children.

This means that when one of them dies, the other spouse or partner is protected, and when the second death occurs, the children inherit the estate.

Our Mirror Wills are appropriate if your circumstances are straightforward.

  • If you are married, in a civil partnership or have a partner and want to bequeath your assets to your spouse or partner when you pass away.
  • If you have children, they are from your existing marriage or relationship.
  • Your assets do not exceed the current Inheritance Tax threshold, or you do not wish to consider care costs or other asset protection.

Our Mirror Wills are devised to ensure your assets pass smoothly and with ease to your loved ones once the time comes.

Our Mirror Wills enable you to appoint your Spouse, Partner or Civil Partner as an Executor, plus other Executors as required.

Our Mirror Wills enable you to choose your Spouse, Partner or Civil Partner to inherit your estate This will then pass to your children, if your Spouse, Partner or Civil Partner has died before you.

How Do I Know If Mirror Wills Are Right For Me?

If you meet the criteria above Mirror Wills are right for you and your spouse or partner, and we will be delighted to write Mirror Wills to meet your needs.

However, with the enormous rise in property prices, the cost of care fees and the complexity of family arrangements you may be unsure how straightforward or complicated your situation is.

Your spouse or partner are able to change their will at any time. Although your wishes may be the same, your individual wills are yours and yours only. You or your spouse/partner may change your will at any time, and you do not have to tell each other. This may be of particularly concern if, after your death, your spouse/partner remarries or has children with somebody else. They could decide to change their will and bequeath your assets to beneficiaries you had not intended. Perhaps even removing financial protection from your own children.

In certain circumstances our Mirror Wills service may not be appropriate for the distribution of your estate. That is why our expert consultants take the opportunity to understand your needs and give help and information on your situation. Our service is free of charge up to the point you decide to proceed with legal documents.

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A professionally drafted will from Will Power can save you a significant amount of money in the long run, and protect your loved ones from stress and heartache – at a time when they are already dealing with bereavement and funeral arrangements.

What Are The Benefits Of Mirror Wills?

Your spouse or partner inherits all your estate

Mirror Wills are almost identical wills written for married couples, civil partnerships or those in a relationship who wish to mutually agree to leave their money, property and possessions to the other surviving partner if one of them dies. By drafting your Mirror Wills, you are protecting your spouse’s / partner’s and children’s financial future and giving them peace of mind that they can respect your wishes when you pass away. If you are not married or in a civil partnership, your partner would not necessarily be legally entitled to inherit your estate.

You can protect the future of your children

A Mirror Will can include your wishes that each of the couple’s estates to be bequeathed to any surviving children should the couple die at the same time.

You minimise Inheritance Tax

An appropriately constructed Will can help minimise Inheritance Tax or even eradicate your liability altogether. Would you rather your family or HMRC reap the benefits of your hard work? We will advise you if Mirror Wills are suitable for your financial circumstances.

You select appropriate Guardians for your children

If anything should happen to you and your spouse/partner and you haven’t appointed Guardians for your children in your Wills, and they are under 18, the courts will appoint someone on your behalf. This may be someone you may not have wished to take care of your children.

You decide suitable gifts to other people and charities

You and your spouse/partner can specify money or possessions you want to leave to people beyond your family or to charity that you hold dear. (Gifts to UK charities, for example, are exempt from Inheritance Tax.)

You appoint the Executors you trust

Usually your spouse/partner are named executor’s in each other’s Mirror Wills. However, in Mirror Wills, supplementary executors should be specified, so that both parties’ requests can be carried out if you both die at the same time. You decide who you want to appoint to respect your wishes and take care of your affairs when you pass away. This should be someone you trust with the expertise to settle your estate legally, quickly and efficiently.

How Much Does It Cost To Make Mirror Wills?

Our Mirror Wills are £180+vat.

For all our will writing services, including more intricate Trust Wills or Lasting Powers of Attorney, we will discuss your specific wishes and requirements with you first and agree the fee with you if you then wish us to draft the legal documents.

Don’t Forget

Ensure your will is legal

  • Sign it in the presence of 2 witnesses who are both over 18.
  • Have it signed by your 2 witnesses, in your presence.
  • You cannot leave your witnesses (or their married partners) anything in your will.

If you make any changes to your will you must follow the same signing and witnessing process.

If your Will is not legally signed you may as well have not made one.

Ensure your Executors can find your Will

If your family or executors cannot find your Will after you have died, then you will likely die intestate. Find safe, secure storage for your Will and tell your family and Executors where it is stored.

If your Will cannot be found, you may as well have not made one.